Privacy Policy

GHRM is committed to protecting your privacy. This Privacy Policy outlines GHRM’s policies for handling online and offline data collected from you. By visiting, using and/or submitting information to this Website, you are accepting the practices described in this Privacy Policy and the terms and conditions of the Website’s Terms of Use. This Privacy Policy is governed by the Terms of Use, which contains an agreement to arbitrate all claims and disclaimers of warranties and liability

Collection of Personally Identifiable Information

GHRM may collect personally identifiable information from you if you choose to transmit, submit or post information through the Website. GHRM will collect the information you provide, and retain this information as necessary to provide its services or customer support, pursuant to the Terms of Use. GHRM may also collect personally identifiable information if you send GHRM personal correspondence, such as emails or letters, or if other users, affiliated brokers, business partners or third parties send GHRM correspondence about you.

Use of Personally Identifiable Information

GHRM may use your personally identifiable information to improve and customize the advertising and content you see on the Website, to fulfill your requests for certain services, and, to refer you to affiliated brokers or other business partners. Your personally identifiable information may also be aggregated and used by GHRM for market research, project planning, troubleshooting problems, detecting and protecting against error, fraud or other criminal activity, to enforce the Terms of Use, for other internal purposes, and as otherwise described to you at the time of collection.

You agree that GHRM may use personal information about you to improve GHRM’s marketing and promotional efforts, analyze site usage, improve GHRM’s content and offerings, customize the Website’s content, layout, and services, and as otherwise set forth in this Privacy Policy. You also agree that GHRM may use your personal information to contact you, or have an affiliated broker or business partner contact you. By accepting the Terms of Use and this Privacy Policy, you expressly permit GHRM to transmit your information to affiliated brokers or business partners, and you also agree to being contacted by GHRM, or an affiliated brokers or business partners of GHRM.

Disclosure of Personally Identifiable Information

GHRM may disclose your personally identifiable information to affiliated brokers or other business partners in GHRM’s normal scope of business.

GHRM may also aggregate personally identifiable information and disclose such information in a non-personally identifiable manner to advertisers and other third parties for their marketing and promotional purposes. However, in these situations, GHRM does not disclose to these entities any information that could be used to identify you personally.

Notwithstanding the foregoing, GHRM reserves the right, and you authorize GHRM, to share or disclose your personally identifiable information when GHRM determines, in its sole discretion, that the disclosure of your personally identifiable information is necessary to identify, contact, or bring legal action against you if:

  • you are or may be violating this Privacy Policy or the Terms of Use;
  • you are interfering with another’s rights or property, including, without limitation, GHRM’s rights or property;
  • you are violating any applicable law, rule or regulation;
  • necessary or required by any applicable law, rule or regulation; and/or
  • requested by authorities in the event of any act of terrorism or instance of local, regional or national emergency.

Personally identifiable information and other personal information collected from you may also be transferred to a third party as a result of a sale, acquisition, merger, reorganization, other transfer or bankruptcy (a “Transfer”) involving GHRM and/or its affiliates. GHRM specifically reserves the right to transfer personally identifiable information collected from the Website, and any of its databases, together with any personally identifiable information contained therein, to a third party in connection with a Transfer, and nothing in this Privacy Policy is intended to interfere with the ability of GHRM to transfer all or part of its business and/or assets (including the Website) to an affiliate or independent third party at any time, for any purpose, without any limitation whatsoever.

In addition, due to the existing regulatory environment, GHRM cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Policy. By way of example, without limiting the foregoing, GHRM may be forced to disclose personal information to the government or third parties under certain circumstances or third parties may unlawfully intercept or access transmissions or private communications. Therefore, although GHRM uses industry standard practices to protect your privacy, GHRM does not promise, and you should not expect, that your personally identifiable information or private communications will always remain private.

CAN-SPAM Act Compliance

GHRM is committed to being compliant with the “Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003” (“CAN-SPAM Act”), and e-mail newsletters and correspondence received from GHRM are intended to fully comply with the CAN-SPAM Act. In the event you receive an e-mail from GHRM which you do not believe is fully compliant with the CAN-SPAM Act, please contact us immediately at via the contact information provided below.

Cookie Technology

“Cookies” are alphanumeric identifiers in the form of text files that are inserted and stored by your web browser on your computer’s hard drive. GHRM may set and access cookies on your computer to track and store preferential information about you. GHRM gathers anonymous information about its users through cookie technology on an aggregate level only. Such aggregated information is used solely within GHRM’s internal organization and is not shared with third parties.

Web Beacons

“Web beacons”, also called single-pixels (1×1) or clear GIFs, are electronic images that allow a website to access cookies and help track marketing campaigns and general usage patterns of visitors to those websites. Web beacons can recognize certain types of information, such as cookie numbers, time and date of a page view, and a description of the page where the Web beacon is placed. No personally identifiable information about you is shared with third parties through the use of web beacons. However we may collect general information that will not personally identify you, such as: Internet browser, operating system, IP Address, date of visit, time of visit and path taken through the Website.

  • Internal use of web beacons. GHRM may use Web beacons internally to count users and recognize users through cookies. Access to cookies helps GHRM personalize your experience when you visit the Website.
  • Email. GHRM may include Web beacons in HTML-formatted email messages that GHRM, its affiliated brokers or other business partners send to you. Including Web beacons in email messages helps GHRM determine your interest in and the effectiveness of such emails.
  • External use of web beacons. GHRM may also use Web beacons externally. For example, GHRM may report aggregate information about users, such as demographic and usage information, to its partners and other third parties. GHRM may also include other company’s web beacons within the Website.

Security

Personally identifiable information you submit to GHRM is password-protected for your privacy and security. In certain areas GHRM uses industry-standard SSL-encryption to protect data transmissions. In the unlikely event that an unauthorized third party compromises GHRM security measures, GHRM will not be responsible for any damages directly or indirectly caused by an unauthorized third party’s ability to view, use or disseminate such information.

Links to Other Websites

The Website may include links to other third party websites. Such links are not an endorsement by GHRM of those websites and/or the products or services offered there. Third party websites may have different privacy policies and GHRM is not responsible for the privacy practices of those third party websites. If you click on a link to a third party website, GHRM encourages you to check the privacy policy of that website, as it may differ substantially from that of this Privacy Policy.

Access and Use of the Website

The Website is intended to be accessed and used only by adults and is not directed to children under the age of 18. GHRM does not knowingly permit registration or submission of personally identifiable information by anyone under the age of 18. In accordance with the “Children’s Online Privacy Protection Act” (“COPPA”), when a visitor files a complaint online and indicates an age under 13, no personally identifying information is collected in connection with that submission.

Changes to This Privacy Policy

GHRM reserves the right to update, amend and/or change this Privacy Policy at any time in its sole discretion and without notice. Updates to this Privacy Policy will be posted here. Any information GHRM collects from you online is subject only to GHRM’s most current Privacy Policy. You are encouraged to revisit this Privacy Policy from time to time in order to review any changes that have been made. This Privacy Policy was last updated on September 27, 2005. Your continued access and use of the Websites following the posting of any such changes shall automatically be deemed your acceptance of the same.

Questions or Concerns

If you have questions, comments, concerns or feedback regarding the Privacy Policy or the Website, please contact us via any of the methods set forth below: